Webinar Replay – The Future of the ACA Individual Market: Policy Shifts and the Proposals Before Congress

This webinar was held on July 10, 2025.

Watch for an in-depth discussion on the future of the individual market and the impacts of potential Congressional and regulatory changes to the Affordable Care Act (ACA). This webinar explored findings from a new Wakely report which estimates that ACA enrollment could decrease by 11 to 13 million as a result of these pending changes, representing a 47% to 57% decline. The report also projects that market average premiums could increase between 7% and 11.5% on top of claims trend. The report’s analysis considers a range of influential factors, including provisions in the House budget reconciliation bill, the Marketplace Integrity and Affordability regulation, and the scheduled expiration of enhanced premium tax credits in 2026. HMA, Wakely, and Leavitt Partners experts unpacked the current federal and state policy landscape and their potential effects on coverage access, affordability, and the long-term viability of the individual market.

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