Emma Rao, MS

Analyst

Health Management Associates

Phoenix, AZ

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A driven, early-career professional, Emma Rao is energized by mathematics and its actuarial applications in the healthcare industry. She is a skilled leader with a demonstrated ability to motivate teams and collaborate in diverse settings. Her technical proficiencies include R programming language and SAS as well as Microsoft Excel, Word, and PowerPoint.

Applying her analytical experience and attention to detail, Emma works on a variety of actuarial projects. She contributes to a range of client work, including estimating incurred but not paid claims for a California Medicaid health plan.

While pursuing her master’s degree, Emma worked in the Arizona State University ACT Lab, where she collaborated with other students to create a tool in R programming that aided the reserving process for Nationwide Insurance. She also assisted the Gamma Iota Sigma Kappa treasury team, managing the chapter’s finances and budget.

Emma earned her master’s degree in actuarial science from Arizona State University’s School of Mathematical Statistical Sciences and a bachelor’s degree in mathematics from Hillsdale College. She is certified in financial management, actuarial probability, statistics for risk modeling, fundamentals of actuarial mathematics, predictive analytics, advanced topics in predictive analytics, and advanced short term actuarial mathematics from the Society of Actuaries.